//<style type="text/css">
//    .watermarkOn {
//        color: #CCCCCC;
//        font-style: italic;
//    }
//</style>

$.fn.watermark = function(opts) {
return this.each(function(){
var sValue = 'Text Here';
if (typeof opts != 'undefined')
sValue = opts;
var obj = $(this);

obj.addClass("watermarkOn").val(sValue);
obj.focus(function() {
$(this).filter(function() {

// We only want this to apply if there’s not
// something actually entered
return $(this).val() == "" || $(this).val() == sValue;

}).removeClass("watermarkOn").val("");
});
obj.blur(function() {
$(this).filter(function() {

// We only want this to apply if there’s not
// something actually entered
return $(this).val() == ""
}).addClass("watermarkOn").val(sValue);
});

});
};